What is Next-Day Payout?
Next-Day Payout is for MoeGo Pay users that can deliver your transaction funds on the next business day — at no additional cost.
How it works
Payout timing depends on when a transaction is processed relative to the daily cut-off time: 4 p.m. PDT/ 5 p.m. PST or 7 p.m. EDT/ 8 p.m. EST
Transaction day | Transaction time | Transfer initiated | Transfer completed |
Monday | Before cut-off | Tuesday | Tuesday |
Monday | After cut-off | Wednesday | Wednesday |
Tuesday | Before cut-off | Wednesday | Wednesday |
Tuesday | After cut-off | Thursday | Thursday |
Wednesday | Before cut-off | Thursday | Thursday |
Wednesday | After cut-off | Friday | Friday |
Thursday | Before cut-off | Friday | Friday |
Thursday | After cut-off | Next Monday | Next Monday |
Friday | All day | Next Monday | Next Monday |
Saturday | All day | Next Monday | Next Monday |
Sunday | All day | Next Monday | Next Monday |
Eligibility
Next-Day Payout is available to MoeGo Pay users who meet both of the following:
You are a US-based MoeGo Pay user.
You have processed a minimum of $30,000 in transactions through MoeGo Pay within a six-month period.
📝 Note: Next-Day Payout is not automatically applied when you meet the threshold. You need to apply manually.
How to enable Next-Day Payout
On desktop
Go to Card Processing > Payout Settings > Next-day payout.
Click Enable to submit your application.
On the MoeGo app
Go to Settings > MoeGo Pay > Payout Settings > Next-day payout.
Tap Enable to submit your application.
Once submitted, it may take several business days to review.
You can check your application status at any time in the same settings location — it will show as Configured once approved.
FAQ
Q: Is Next-Day Payout available outside the US?
A: No. Next-Day Payout is currently only available for US-based MoeGo Pay users.
Q: Is there an extra charge for Next-Day Payout?
A: No. If you are eligible and approved, Next-Day Payout is included at no additional cost.
Q: Why is there a transaction amount requirement?
A: The eligibility threshold helps manage financial risk. Faster payouts carry a higher risk of fraud and additional funding costs, which MoeGo absorbs on your behalf. The requirement ensures stable and secure operations for all users.